Just 4 Mortgages are not just Mortgage Brokers, we can also look to arrange various insurance policies to suit your needs, such as life, landlords and home insurances. We can also review any existing policies you may have to ensure you have the correct cover amount for your mortgage balance.
Life Insurance gives your loved ones a lump sum when you pass away or if you're diagnosed with a terminal illness covering any financial expenses including your remaining mortgage balance, funeral costs etc. There are 2 types of life insurance policies, one being for a certain term such as the term of your mortgage or whole of life, covering you until you pass away. There are many times of add on's for Life Insurance so ensuring you have the correct level of cover is vital to protect your family when it is needed the most.
Buildings & Contents insurance is there to protect your home and its contents. You can pick to have 1 covered and not the other, however if you own the building it is a condition of all motgage offers to have buildings insurance in place. Getting the right insurance for your property and it's contents is vital to protect the place you call home. The insurers we use to get you the best quotes are all 5 star Defaqto rated so give us a call and we can look into your insurance free of charge. We can also review your insurance very year to ensure you are getting the best insurance, for the best price.
Income Protection that pays out regular income if you cannot work because of sickness or injury. You never know when you might have to take time off work, so having protection there to cover your income is important. The money can cover anything, such as bills, mortgage payments or rent payments, childcare costs etc. The cost of this does depend of a few factors such as age, medical history and family medical history, job, income level, alcohol consumption, if you're a smoker.
Contact us now for a free, no-obligation quote!