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First Time Buyer

Top reasons to buy your first home with us

  • - We will find you the right mortgage and manage the whole application
  • - Explain what it means to be a first-time buyer and break down the process for you
  • - Introduction to stamp-duty and all other home-buyer expenses

Buying your first home should be fun – not frightening. It’s easy to see why some people can feel overwhelmed though.

There are a lot of different terms thrown at you from the second you start looking at mortgages: fixed-rate, variable-rate, repayment mortgage, interest-only, mortgage term, deposit, loan-to-value – and this is all jargon people expect you to already understand.

Not to mention the fact that you might not know much about the home buying process in general. How long does it take? What other services do you have to pay for? Who do you pay your deposit to? How much do you need for the deposit?

You don’t have to figure it all out by yourself. We provide mortgage advice for first-time buyers, helping you at every stage of the application process. But that’s not all we do.

We’re a different kind of broker. We guide you through the entire home-buying journey. We find you the right mortgage, fill out and manage the application, liaise with the lender, arrange the insurance and refer you to a solicitor – all before organising the removal service and helping set up your bills.

Get started with your Free Initial Consultation today



"An excellent, reliable & professional outfit , Justin & his team have looked after my mortgage interests for many a year, wouldn't go elsewhere"


"Fantastic, Fast and Fabulous Service.  Could not be happier with them.  Special thanks to Kerri and the team. Highly recommendable!"


Giustin and his team are absolutely fantastic and have been throughout the entire process. The first-time buyer so was all a bit new to us, Giustin made it really simple and explained everything in detail. The team in the office were great handling any queries we had and acted very quickly when we needed anything sent over. I will certainly be recommending Just 4 Mortgages to anyone requiring this service."