Just 4 Mortgages
What Is An Occupier Consent Form?
Guide
An occupiers consent form is a legal form that an occupier of a property signs if they are not going on the mortgage. It is only required from someone over the age of 17 years of age and your solicitors will post/email this form directly to them for them to sign and send back.
They are required by your lender however it is your solicitor who will deal with obtaining this from the relevant occupiers.
The form is there to confirm that the occupier acknowledges the mortgage does exist and that they agree they have no legal right to stay in the property and will move out if respossession happens by the lender due to missed mortgage payments.
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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. The guidance and/or advice contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but a typical fee will be £494