Adverse Credit Mortgages

Do you have adverse credit and believe you cannot get a mortgage? That is not always true! There are many lenders who accept adverse credit and we will always try out best to find the best lender and deal for you.

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What is 'Adverse credit'?

• - Missed Repayments
• - You have been served a County Court Judgement (CCJ)
• - A high amount of debt
• - Defaulted on payments
• - Recently declared insolvent (Including Debt Relief Order, Bankruptcy and an Individual Voluntary Agreement)

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How to increase your chances of getting a mortgage if you have bad credit?

• - Speak to us! As we are a whole of market broker we have access to all the lender who accept all different types of adverse credit.
• - Register to vote
• - Look at your credit report and amend mistakes such as a wrong address
• - Meet all payment deadlines and set up Direct Debits if you are likely to forget
• - Pay off as much outstanding debt as you can, ensuring you can still live comfortably
• - Cancel any unused credit cards or bank accounts

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Give us a call today on 01623 622611 or book a Free Initial Consultation via our online booking system.