Check Your eligibility a mortgage.


How much you are eligible for?

This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision. The information provided by the calculator does not constitute a formal mortgage offer.

To use this tool you must:

  • Be 18 years of age or older
  • Be a UK resident with full rights to reside
  • Have at least three years of UK address history

This may not be the right tool for you if you:

  • Are experiencing financial difficulties that could impact your ability to pay your mortgage
  • Don’t plan to use the mortgage for a property in mainland UK or Northern Ireland
  • Don’t plan to live in the property (for example, buy-to-let, second home or commercial premises)
  • Are using government purchase schemes, such as Help to Buy or Right to Buy mortgages. However, if you’re saving money with a Help to Buy ISA you can still use this tool.
  • If more than two of you are applying for a mortgage. This includes a shared ownership mortgage