Affordable home-buyer schemes to get you on to the property ladder

By: Just 4 Mortgages Ltd

Several government-backed schemes aim to give home buyers a helping hand onto the property ladder. If you can use one of these schemes, lenders will still want to ensure...

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Freehold or leasehold

By: Just 4 Mortgages Ltd

If you want to buy a house, it’s likely you’ll buy the freehold, meaning you own the property and land it sits on. If you’re buying a flat, you’ll...

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Stamp Duty – Everything you need to know

By: Just 4 Mortgages Ltd

What is stamp duty? Stamp duty land tax (or land and buildings transaction tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more...

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