Someone else can guarantee your mortgage

By: Just 4 Mortgages Ltd

If you’re struggling to get a mortgage to buy your first home, you might want to consider a guarantor mortgage. What is a guarantor mortgage? A guarantor mortgage is...

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5 Ways To Maximise Saving During Your Mortgage Holiday

By: Just 4 Mortgages Ltd

The outbreak of Covid-19 virus has left millions of people struggling with their finances. One of the measures taken by the Government to ease this pressure was to offer...

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FAQs From Self-Employed Mortgage Applicants

By: Just 4 Mortgages Ltd

I’m Self Employed. Don’t I need 3 years worth of income? If you are self-employed you will have the widest choice of lenders available if you have been self-employed...

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Why you need to avoid the SVR.

By: Just 4 Mortgages Ltd

What is a SVR? Homeowners whose mortgage deal is due to end in the next three months are being warned to act now due to coronavirus delays. Otherwise, they...

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Remortgaging for home improvements

By: Just 4 Mortgages Ltd

A remortgage is the process of transferring your mortgage from one lender to another, or staying with the same lender and switching to a different deal. There are many...

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How to add value to your home

By: Just 4 Mortgages Ltd

Making improvements to your home is not only a great way to refresh and revive old surrounds, but it’s often used as a way to maximise the value of...

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Mortgage declined? What next?

By: Just 4 Mortgages Ltd0 comments

If your bank or building society have turned down your mortgage application it means you don’t fit their lending criteria. Your mortgage application is assessed against the lender’s (that’s...

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Questions to ask when buying a house

By: Just 4 Mortgages Ltd

Taking out a mortgage is a big financial commitment and one of the biggest financial decisions you’ll take in your life.You face many choices, which is daunting when you’ve never done...

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Budget for the other costs of buying a home

By: Just 4 Mortgages Ltd

Apart from your monthly mortgage payments, there are others costs when buying a home. These include: Survey costs Solicitor’s fee Removal costs Buildings insurance Initial furnishing and decorating costs...

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Make sure you can afford your monthly repayments

By: Just 4 Mortgages Ltd

As a first-time home buyer, the most important thing to bear in mind is whether you can really afford to take this step. It’s wise to put together a...

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