Taking out a mortgage is a big financial commitment and one of the biggest financial decisions you’ll take in your life.You face many choices, which is daunting when you’ve never done...
Read MoreApart from your monthly mortgage payments, there are others costs when buying a home. These include: Survey costs Solicitor’s fee Removal costs Buildings insurance Initial furnishing and decorating costs...
Read MoreAs a first-time home buyer, the most important thing to bear in mind is whether you can really afford to take this step. It’s wise to put together a...
Read MoreSeveral government-backed schemes aim to give home buyers a helping hand onto the property ladder. If you can use one of these schemes, lenders will still want to ensure...
Read MoreIf you want to buy a house, it’s likely you’ll buy the freehold, meaning you own the property and land it sits on. If you’re buying a flat, you’ll...
Read MoreIf you’re struggling to get a mortgage to buy your first home, you might want to consider a guarantor mortgage. This means a parent, guardian or close relative agrees...
Read MoreWhat is stamp duty? Stamp duty land tax (or land and buildings transaction tax in Scotland) is a lump-sum tax that anyone buying a property or land costing more...
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